Simply put, if you have employees, you need workers compensation.
The State requires that all employees be covered for workers compensation if they get hurt on the job, and Disability Benefits if they get hurt off the job.
If you don’t have insurance and an employee is hurt on the job, you will be fined by the State (and they usually hit you with a pretty hefty fine). Don’t allow any worker on any job site until you secure this valuable coverage.
We are available to discuss your workers compensation needs, and we will review each and every classification of employees to give you the proper rate. Please give DeVivo Associates a call at (631) 661-9059 today!