West Islip Office
(631) 661-9059
insurance claims long island ny

Claims Information

Most insurance contracts state that the policyholder must notify the insurance carrier as soon as they are made aware of a loss. Timely, notification will allow the insurance company to begin a thorough investigation, keep costs down and expedite any claim settlements.

Auto Insurance Claims

Here are some important things to do if you are ever involved in an automobile accident:

  • Notify the police and EMS if necessary.
  • Keep a disposable camera in your vehicle at all times. Take pictures of your vehicle, the claimant’s vehicle and the accident scene.
  • Record the names, driver license numbers, addresses and telephone numbers of all parties involved.
  • Record the year, make, model, plate number and insurance information of all vehicles involved.
  • Write down a description of how the accident occurred.
    Contact your agent and report the loss as soon as possible.

Homeowners Claims

  • Here are some important things to know about what to do if you sustain a loss in your home.
  • Look for potential safety risk and take the proper measures to correct them.
  • Take reasonable measures to prevent further damage.
  • If the loss is caused by theft, notify the police.
  • Keep an accurate record of your repair expenditures.
  • Take pictures of damaged property.
  • Do not discard any items you plan to claim as damaged.
  • Contact your agent and report the loss as soon as possible.